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The fact that indie musicians are typically paid by the gig and not considered a regular employee has really made them vulnerable to the worst of the economic impact of the Corona Virus epidemic. Due to social distancing, curfews, shelter-in-place, and lockdown directives from local authorities, most public events with decent size gatherings have been cancelled. And with that, most musicians are losing what little income they typically survive on.
Many indie music makers have distribution deals with major-label-owned companies to get their music to local stores all over. And many find loyal followings through these channels instead of the current streaming trend where they often get lost amongst the more promoted groups. However, now, even that distribution method may be in danger.